Is Stripe’s Bank Fee Higher Than Other Bank Fees?

We understand that transaction fees matter - every percentage impacts your bottom line.

HUSL uses Stripe for payment processing, with a standard fee of 1.75% + 30c per transaction for in-person payments.

Is 1.75% + 30c high?

No — this rate sits within the standard Australian market range.

Typical comparisons:

• Square: ~1.6% (no fixed fee)

• Traditional bank terminals: 1.5%–2.2% (often with monthly rental fees)

• Amex and premium cards: Higher across most providers

Many traditional banks also:

• Charge monthly terminal rental fees

• Use tiered pricing depending on card type

• Lock businesses into contracts

When comparing providers, it’s important to look at the total cost — not just the percentage rate.

What Makes HUSL’s Stripe Integration Different?

Stripe inside HUSL enables functionality that most traditional terminals cannot.

With HUSL, you can process:

• Hair services

• Your in-salon retail

• Dropship products

All in one seamless POS transaction.

Your client pays once, and the system automatically allocates funds correctly behind the scenes.

Most standard bank terminals require:

• Manual split payments

• Separate transactions

• Extra reconciliation

This automation saves time, reduces admin, and allows you to earn commission on products you don’t physically stock.

Why This Matters for Your Business

HUSL is not traditional salon software.
We are a retail marketplace — we generate revenue by selling professional products through the app, not by charging you for tech.

That means you can:

• Sell without holding stock

• Combine services and retail in one checkout

• Earn commission via dropshipping

• Reduce manual admin time

The cheapest rate isn’t always the most cost-effective system.


Need help? Email: indiesupport@husl.io